When you start dating someone seriously, especially if you are considering marriage, it is good to know where your partner stands financially.
“The most successful husbands have a common vision of a rich life … They have designed a vision of what they want to do their money”, “Ramit Sethi, the self -made millionaire and the author of the new book,”Money for husbands“CNBC tells his manufacture.
“The most successful couples also talk about the money regularly, Patigi and positive, and they have systems in force to make sure that their money goes to where they want to go,”
Sethi has worked with thousands of husbands over the past twenty years, helping them to know large financial situations such as debt out of debt, movement in income and pension planning. He married since 2018 the same, and he often shares the strategies he and his wife use to maintain a positive relationship with each other and their money.
Here are three movements recommend Sethi to avoid whether you are trying to build a financially successful relationship.
1. Multiple money
It may be tempting to show your financial ingenuity and prove a potential partner that you are financially stable, but boasting about your salary or investments can give the wrong impression and your landing in an uncomfortable relationship with unconstitutional values.
“Driving with funds attracts the type of wrong attention,” says Sethi.
Relationship experts agree. The question about the possible partner’s income on the first date is “socially unacceptable”, the dating coach, Kelissi Winerlin I recently told CNBC to make it.
She said: “It is an unrealistic view that if someone does this specific number, everything will be great,” she said. “The presence of a large income contrast may be a major challenge, but the difficult challenge is just a difference in the values of how to spend money and how money saves.”
However, “There are normal times to learn more about your partner and even talk about money,” says Sethi.
Ask questions like, “What do your family do for holidays?” It may offer an insightful look at another person’s financial background. If your history says that their families are skiing in Asbin every year, they may come from a different financial situation from a person who says that it usually remains at home or take a wild trip to visit the family, says Seathi.
2. Judgment of a person because of his financial situation
When you start knowing more details about partner affairs, such as his salary or what A type of debt they have, Sethi says that he “will never judge a person based on his life situation.”
Instead of making assumptions or removing immediately a person says they have credit card debts, for example, Sethi says to “curiosity” about it.
“Why do you have credit card debts? And most importantly, what is the plan?” He says he will ask.
Sethi says that many people are already ashamed of the debts they hold, and they are judged – especially from someone who may care about him – will not solve the problem. But understanding how they enter a specific situation, and what they do about it, can reveal more about those as a person.
“I think one of the most attractive things is when someone is weak and key about a decision they made in the past, then they talk about what they do to change,” says Sethi.
3. Apology for personal values
Although you should not judge the financial situation of a person, it is okay to decide that they have Predictions about the money that you do not feed on.
“You don’t have to apologize for her desire for a partner in line with you,” says Sethi. “The money is not just a small thing in a relationship that is placed on the side. It affects the place where you live, what you eat, and what kind of family structure that can be. Money affects who you are.”
You do not have to agree on everything, but it is important to be open and honest during regular conversations about your views on the money, the type of life you want and the place of your partner in that, he says.
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